Travel insurance plays a crucial role in ensuring you have a stress-free and peaceful trip to Thailand
Travel Insurance for Thailand
If you are considering a trip to Thailand, there are multiple considerations, ranging from planning the itinerary to packing essentials. However, while researching the varied rules and regulations of an international trip, travellers often wonder whether or not travel insurance is a mandatory requirement for Thailand. Well, for Thailand, purchasing a travel insurance plan is not a compulsory requirement, but while travelling abroad, it is always advisable to get travel insurance.
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But why? So, to answer your question, we have brought this blog to guide you through the need to get travel insurance for Thailand. Keep reading to know more in detail.
Why Should You Purchase Travel Insurance for Thailand?
Travel insurance plays a crucial role in ensuring you have a stress-free and peaceful trip to Thailand, featuring the following benefits:
1. Medical Emergencies
Medical emergencies are the worst nightmare a traveller can have during a trip. Considering how expensive it can be to avail medical treatments in Thailand, having a travel insurance plan can act as your financial support. It provides adequate assistance to cover medical expenses, such as hospitalisation, OPD doctor check-ups, daycare and others, preventing you from facing any economic setbacks.
2. Flight Delays or Cancellations
Flight delays or cancellations can disrupt your travel plans, but travel insurance from a renowned insurance provider ensures financial protection. If your flight is delayed beyond the specified hours mentioned in the policy terms, you will be reimbursed as per the set limits. Additionally, if your trip is cancelled due to unavoidable reasons like an accident or hospitalisation, your travel insurance plan covers the costs as per policy terms.
3. Accidental Deaths and Repatriation
If an insured person suffers an accident in Thailand during their travel and succumbs to it within 365 days from the accident date, the insurer will provide compensation as per the travel insurance policy terms and conditions. Additionally, in case of death due to accidents or illness while travelling, the insurer will arrange for the repatriation of mortal remains to the insured’s home, as per policy terms.
4. Adventurous Activities
Thailand offers several opportunities to engage in adventurous activities like snorkelling, deep-sea diving, etc. However, with fun and excitement, these activities also come with significant risks of injuries. Travel insurance with adventurous sports coverage ensures you remain financially empowered if you face any accidents or injuries. Hospitalisation or daycare expenses will be looked after by your insurance provider in such situations.
A Step-by-Step Guide to Buy Travel Insurance for Thailand
Purchasing a travel insurance plan for your Thailand trip requires you to follow a few simple steps that are discussed below:
Step 1: Visit the official website of the travel insurance company from which you want to buy travel insurance. You can also proceed with their personalised mobile application by downloading it and logging in to your account.
Step 2: Choose a plan from the available options - standard plan or customisable plan.
Step 3: Customise the plan as per your travel requirements to receive tailored coverage for your trip.
Step 4: Enter the start date and end date of your trip to Thailand.
Step 5: Select the kind of coverage you wish to receive.
Step 6: Fill in the details regarding yourself and your travel companions to Thailand carefully.
Step 7: Make the applicable payment online using one of your preferred modes and receive the coverage instantly.
How to Claim Travel Insurance Coverage in Thailand?
If you wish to file claims for your medical expenses, you can do that in the following way:
Step 1: Inform your travel insurance provider over email or call.
Step 2: They will send a list of hospitals in Thailand from where you can avail cashless medical treatment.
Step 3: After availing the medical treatment, the hospital bills will be directly settled by your travel insurance provider with the hospital.
If you want to file a claim for additional coverage, you must follow the given steps:
Step 1: Inform your travel insurance provider over email or call.
Step 2: Send them the necessary invoice and bills so they can review your request.
Step 3: After they review your invoice, you will receive the reimbursement in your bank account within a few days.
The Bottom Line
Henceforth, even though travel insurance is not a mandatory requirement to visit Thailand, it should be considered as a part of your travel arrangements. It provides you with not only financial assistance but also peace of mind throughout the trip. So make sure to analyse, research, and opt for a suitable travel insurance plan before you pack your bags for Thailand.
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