Bajaj Housing Finance offers a convenient home loan balance transfer solution that lets you switch your current loan to Bajaj Finance for better terms.
Bajaj Finserv Home Loan
With a home loan from Bajaj Finance, owning the home of your dreams is effortless. You can get the funds you need in as little as 48 hours*.
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Apart from being a fundamental need, having a home is a lifetime ambition for numerous individuals. If you are contemplating how to deal with real estate prices that are slightly above your budget, you might want to think about obtaining a home loan in order to speed up your journey of becoming a homeowner. A home loan improves your chances of being able to purchase the house of your dreams without going over budget.
What are the benefits of owning a house?
Purchasing a home with interest-only payments gives you ownership of the asset from the time of purchase to the income you will start earning years later. Despite their initial seeming unreasonable, EMIs make repayments easier by breaking up payments into smaller, more manageable portions. This encourages you to set aside the funds that are needed to pay off your debt. Without a home loan, it would be a challenge to save sufficient funds for a down payment on a property, and you could end up not being able to save regularly.
To swiftly and accurately calculate your EMIs, you can also use the online home loan EMI calculator made accessible by Bajaj Finance. Just enter important details like the loan tenure and the amount you require to obtain a comprehensive analysis of your monthly payments in no time.
Bajaj Housing Finance Home Loan
Your dream of becoming a homeowner is now more achievable than ever with a home loan from Bajaj Housing Finance. Depending on your eligibility, a home loan of up to Rs. 15 crore can be available to you. Bajaj Housing Finance provides competitive interest rates, which begin at 8.50%* p.a. You can repay the loan at your own pace thanks to the long repayment tenure that extend up to 40 years.
Bajaj Finance ensures sure that the path to homeownership is as simple and stress-free as possible by offering convenient repayment options, affordable interest rates, and a quick application procedure.
Applying for a home loan with Bajaj Housing Finance has the following benefits:
Low interest rates
Bajaj Housing Finance ensures that you can finance your ideal home without going over your budget with their competitive interest rates. Take advantage of competitive interest rates that start at 8.50%* p.a., making the home loan both manageable and convenient.
Long repayment tenure
The Bajaj Housing Finance Home Loan is tailored to your needs, allowing you to efficiently handle your finances irrespective of whether you select longer tenures for lower monthly payments or shorter tenures to reduce interest expenses. With extended repayment terms that extend up to 40 years, managing your loan repayment becomes effortless. Select a repayment schedule that works for your budget so you can prioritise loan payments and achieve your goal of becoming a homeowner without having to put too much strain on yourself.
Quick approval process
The loan application and approval process for a home loan from Bajaj Housing Finance is quick and simple. Apply with a few essential documents to receive approval in just 48 hours*. This allows you to get closer to owning your ideal home sooner.
Balance transfer facility
Additionally, Bajaj Housing Finance offers a convenient home loan balance transfer solution that lets you switch your current loan to Bajaj Finance for better terms and advantages. You can also benefit from long repayment terms and competitive interest rates with. With lesser documentation and easier processing, the balance transfer option allows you to get the most out of the home loan experience whilst saving more money and enjoying more financial flexibility.
Income tax calculator
An income tax calculator is an essential tool for home loan applicants to estimate potential tax benefits. It helps you understand deductions on interest and principal repayments, optimizing your tax planning. By using this calculator, you can make informed decisions and maximize your savings, enhancing the overall financial benefits of your home loan.
Additional funds through a top-up loan
Not only can you buy a house with a Bajaj Housing Finance Home Loan, but you can also use it to apply for a top-up loan to cover other costs like repairs, upgrades, or unanticipated needs. This facility gives you greater financial freedom so you can adjust to evolving needs without breaking the bank. Leverage the home loan balance transfer option to access a top-up loan of up to Rs. 1 crore* or more.
Documents required for a home loan
You can easily apply for a home loan from Bajaj Housing Finance, by submitting the following documents:
- KYC documents (identity and address proof)
- Proof of business (for self-employed applicants), and
- Proof of income (salary slips or P&L statement)
- Account statements for the last 6 months
How to apply for a home loan?
It's simple to apply for a home loan with Bajaj Housing Finance. To apply, simply follow the steps listed below:
- Visit the Bajaj Finserv website and navigate to the home loan section.
- Just click the 'APPLY' button present on the webpage.
- Give your full name, contact number, and employment status.
- After that, choose the type of loan you want to apply for.
- To verify your phone number, generate and submit an OTP.
- After verification, enter other data, like your monthly income, the loan amount you need, and, if relevant, information about your property.
- Continue by providing your PAN number, date of birth, and any other information needed depending on your occupation type.
- Press the 'SUBMIT' button to finish.
Your application has been successfully submitted. Expect a call from the Bajaj Finserv representative who will help you with the next stages.
Apply today and embark on your path to seamless homeownership.
*Terms and conditions apply.
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