shot-button
E-paper E-paper
Home > Mumbai > Mumbai News > Article > Fact check Will insurance go up if you dont have vaccination proof

Fact check: Will insurance go up if you don’t have vaccination proof?

Updated on: 09 March,2021 07:43 AM IST  |  Mumbai
Rohit Parikh |

As new stage in the fight against COVID brings its share of fake news, IRDA asks people to act smartly, desist from blindly forwarding messages

Fact check: Will insurance go up if you don’t have vaccination proof?

The viral message claimed that the information was sourced from someone working in the insurance sector. Representation pic

With the launch of the COVID-19 vaccine drive for senior citizens and those comorbid between 45 and 59 years, fake messages about various related issues, too, have entered people’s social media. A viral message on social media said that those who are taking the vaccine must keep an acknowledgement as proof, without which a health insurance company can increase their policy premium.


The viral message also claimed that insurance companies might insist on proof of vaccination to cover COVID treatment later. Representation pic
The viral message also claimed that insurance companies might insist on proof of vaccination to cover COVID treatment later. Representation pic


However, the Insurance Regulatory And Development Authority (IRDA) said that the message is fake. The viral message appearing in people’s inboxes is impacting them adversely. The message reads, “Those who take covid vaccine, please take acknowledgement and keep with you. In future, the health insurance companies may insist on the same to cover corona hospitalisation or hike premium for those not having a record of vaccination. “I came to know this from a friend working in insurance.


“Precaution to all who are obtaining Doctors certificate, stating claims of comorbidities for vaccination. Kindly note that you will have serious issues when you apply for mediclaim insurance, as you have to declare pre-existing disease when you take policy. If you have not declared, all medical insurance claims will be rejected.”

A screenshot of the viral message on WhatsApp
A screenshot of the viral message on WhatsApp

What’s the reality
As a clarification for the message, the Mumbai-based IRDA office’s Assistant Manager Ashok Rane told midday, “People should not forward such messages and they must verify such information on IRDA’s website. Today, people can make any information or message viral by sending it to their friends and groups. People also believe such messages blindly and lakhs of them end up forwarding them to each other. This message is fake and IRDA has not given any such notification.” A sales manager, Resham Singh, from Star Insurance company said, “Such messages appear on social media daily. People should be smart. This is fake and not reality.”

"Exciting news! Mid-day is now on WhatsApp Channels Subscribe today by clicking the link and stay updated with the latest news!" Click here!


Mid-Day Web Stories

Mid-Day Web Stories

This website uses cookie or similar technologies, to enhance your browsing experience and provide personalised recommendations. By continuing to use our website, you agree to our Privacy Policy and Cookie Policy. OK