To personalise a health insurance plan, you are required to conduct a thorough assessment of your health needs.
Personalised Health Insurance
The high medical inflation in the country has led to increasing demand for personalised health insurance plans. Such customised plans allow individuals to navigate the financial burden of medical emergencies with a safety net.
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This new era of customised coverage with health insurance helps you select and personalise a health insurance plan based on your specific needs and budget.
So, what are personal health insurance plans, and how do they help you with the necessary financial coverage in times of need?
What is Personalised Health Insurance?
Personalised health insurance is a health insurance plan that is curated to provide individuals with proper customisation flexibility to select a plan that best suits their coverage needs and budget.
To decide what coverage you require, you need only assess your health conditions, lifestyle habits, personal and family medical history and other health-related information.
Based on this assessment, you can compare plans based on their inclusions and offerings and combine add-ons for additional coverage needs.
Impact of Artificial Intelligence
As a fairly new development, the integration of artificial intelligence in health insurance is still being discussed and has yet to be available as a product in India.
The idea behind it is to include health statistics from AI and wearable devices to curate customised plans for individuals to maximise their financial safety and well-being.
Benefits of Personalised Health Insurance
● Extensive Coverage
Personalised health insurance plans from top insurers like Reliance General Insurance are tailored to provide comprehensive coverage to you based on your specific health needs and concerns. With this personalisation, you no longer need to worry about paying extra for unnecessary coverage or not getting enough coverage for your particular health condition.
● Ample Preventive Healthcare
To personalise a health insurance plan, you are required to conduct a thorough assessment of your health needs. This allows you to choose and customise a plan based on your health conditions, which gives you the necessary preventive care opportunity along with financial support.
● Improved Financial Stability
When you align your health insurance coverage with your specific requirements, the risk of paying expensive premiums for unnecessary benefits is significantly reduced. Moreover, this allows you to plan your fund allocation for medical treatments and emergencies more efficiently, improving financial stability in the long run.
● Affordable Premiums
Paying for what you need is the main aim of personalised health insurance plans. For instance, Reliance General Insurance offers health insurance plans starting at just ₹243/month. You benefit from affordable premiums for customised coverage and financial protection.
How to Personalise a Health Insurance Plan?
1. Review your medical history and existing health conditions. You can also leverage health apps and reports from wearable health-tracking devices for greater accuracy.
2. Consider different lifestyle habits that can pose a risk of a health condition or disease.
3. Assess your specific coverage needs based on the potential healthcare requirements.
4. Check different plans to understand standard policy inclusions.
5. Carefully review the list of add-ons available for customisation.
6. Compare health insurance policy premiums to find the one that aligns with your needs and budget.
7. Evaluate additional services offered by insurers to improve customer satisfaction.
8. Seek professional support from customer support in case of any doubts or queries to
9. Purchase your chosen policy online using their user-friendly website to enjoy comprehensive coverage from the comfort of your home.
Get Personalised Protection With Reliance General Insurance’s Health Insurance
Reliance General Insurance offers wide customisation benefits with its health insurance plans. You can choose from different types of health insurance plans, extensive coverage limits, and unique add-on options to personalise health insurance coverage according to your needs.
Additionally, enjoy up to 40% discounts on premiums with online purchases, coverage for planned international medical treatments, critical illness insurance and so on.
Start your Personalised Health Insurance Journey!
Personalising your health insurance plan is an ongoing process that allows you to change coverage according to changing healthcare requirements at the time of policy renewal.
All you need to do is constantly monitor your changing healthcare needs and make necessary changes in your health insurance policy to ensure complete coverage alignment without paying for unnecessary additional coverage.
By collectively embracing personalised health insurance, the healthcare industry can bring along a positive shift in the way individuals manage and control their health and financial future.
Disclaimer: The information provided on the Website does not constitute investment advice, financial advice, trading advice, or any other form of advice, and you should not interpret any of the financial content as such. Please conduct your own due diligence and consult with a financial advisor before making any investment decisions. Midday does not endorse or promote any such activities, and you access them at your own risk, fully understanding the monetary and legal consequences involved. Midday shall not be held responsible for any losses you may incur as a result of using any such apps or websites.
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