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IFFCO Kisan Finance: Empowering Rural India Through Financial Inclusion

Updated on: 11 December,2024 04:24 PM IST  |  Mumbai
Buzz | sumit.zarchobe@mid-day.com

IFFCO Kisan Finance is committed to providing the highest quality of service to our customers in a cost-effective, efficient and ethical manner.

IFFCO Kisan Finance: Empowering Rural India Through Financial Inclusion

IFFCO Kisan Finance

In a significant stride towards promoting financial inclusivity in rural India, IFFCO Kisan Finance Pvt. Ltd is a Non-Banking Financial Company (NBFC) established by the Indian Farmers Fertiliser Cooperative Limited (IFFCO).


Since obtaining its NBFC license in June 2018, IFFCO Kisan Finance has extended financial services to over 1 lakh+ customers across multiple states.

Transformative Growth and Impact

With 200+Cr disbursed, IFFCO Kisan Finance has been a success as on October 2024. This achievement results in the company's steady growth.

The commitment to bringing technology has played a crucial part in achieving milestones and ensuring accessible, efficient, and transparent service to people.

Core Goals of IFFCO Kisan Finance

The fundamental motivations behind IFFCO Kisan Finance are:

Fulfilling Dreams:

The aim is to bring Financial Inclusivity to the last mile, by providing access to financial services to the rural population and helping our customers realize their dreams.

Transforming Lives:

IFFCO Kisan Finance is committed to providing the highest quality of service to our customers in a cost-effective, efficient and ethical manner.

Driving Financial Inclusion for the Rural India

Understanding the needs of the farming community. IFFCO Kisan Finance has implemented customer-centric loan policies.

Customized Repayment Plans:

Customers have the freedom to select repayment options that seamlessly align with their income cycles. They can choose from a range of flexible schedules, including equated, graded, or structured plans. This allows them to tailor their repayment structure to suit their financial preferences and capabilities.

Online service:

All loan processing and related services can be done online, ensuring convenience and accessibility. With the seamless white-label solution, IFFCO Kisan Finance provides its partner companies the feasibility to offer their customers instant loan approvals in just 60 seconds—making financing accessible and affordable. The partners can keep their brand at the forefront with co-branded, in-principle loan offer letters.

The potential customers can even check their eligibility directly through the company’s website in the coming days. They can get a soft sanction letter mentioning about the eligible loan amount based on the predefined policies.

By utilizing cutting-edge technology, IFFCO Kisan Finance is reducing the traditional struggles associated with retail finance. The company's main mission is to offer customers a straightforward and quick path to obtain the necessary funds to purchase their desired product.

A Legacy of Trust and Dedication

The activities of IFFCO Kisan Finance reflect the company's tradition of ethical business practices and a strong commitment to the rural communities.

Employees adhere to the highest professional standards, ensuring that rural and semi-urban areas receive quality service that reflects IFFCO's strong reputation for transparency and integrity.

By promoting financial inclusion, IFFCO Kisan Finance is helping to drive economic development and improve the quality of life in rural India.

With each milestone, the company reinforces its commitment to strengthening people who are the backbone of the country.

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