How to get EMI card instantly to unlock exclusive offers with easy EMIs

The Insta EMI Card removes this burden by allowing you to split payments into manageable EMIs.

Are you looking for a convenient way to shop for your favourite products without financial stress? The Bajaj Finserv Insta EMI Card makes it possible. This digital card allows you to convert large purchases into easy EMIs, ensuring affordability and flexibility. Whether you want to buy an iPhone on EMI or upgrade your home appliances, this card offers a hassle-free solution.

In this article, you will learn how to get the Insta EMI Card instantly and use it to unlock exclusive offers.

Why choose the Bajaj Finserv Insta EMI Card?

Many people struggle with upfront payments when making big purchases. The Insta EMI Card removes this burden by allowing you to split payments into manageable EMIs. It is a digital-first solution, meaning you can apply, activate, and manage it online.

Benefits of using the Insta EMI Card

Now that you know the benefits, let us explore how to get the card instantly.

How to get the Insta EMI Card instantly

Getting the Bajaj Finserv Insta EMI Card is simple. Follow these steps to apply online and start shopping immediately.

Steps to apply online

1. Visit the Bajaj Finserv website or app
Go to the Insta EMI Card application page.

2. Enter your mobile number
You will receive an OTP to verify your identity.

3. Check your pre-qualified offer
Based on your eligibility, you will see your available card loan limit.

4. Complete KYC verification
Submit your PAN card, Aadhaar card, and bank details for instant approval.

5. Pay the one-time joining fee
A small fee is required to activate your card.

6. Activate your card and start shopping
Once activated, use it to shop at partner stores and websites.

This quick process ensures you get your Insta EMI Card without lengthy paperwork.

How to use the Insta EMI Card to unlock exclusive offers

Once you have your Insta EMI Card, you can use it to shop for a wide range of products. Here is how to make the most of it.

Where can you use the Insta EMI Card?

• Electronics: Buy smartphones, laptops, TVs, and more.
• Home appliances: Shop for refrigerators, washing machines, and air conditioners.
• Fashion and accessories: Upgrade your wardrobe with the latest trends.
• Furniture: Redesign your home with stylish furniture.
• Healthcare and wellness: Pay for medical treatments in easy EMIs.

How to use the card for purchases

1. Choose your product
Visit any Bajaj Finserv partner store or e-commerce platform.

2. Select the Insta EMI Card at checkout
Choose ‘EMI’ as your payment method.

3. Pick your EMI tenure
Select a repayment period that suits your budget.

4. Complete the payment
Authenticate your transaction and enjoy your purchase.

Now you can buy premium products like an iPhone on EMI without any financial burden.

Special offers with the Insta EMI Card

Take advantage of these exciting offers when you shop with the Bajaj Finserv Insta EMI Card:

Buy in March, Pay in May – Purchase your desired product now and start paying your EMIs after two months.

Zero down payment – Get your favourite gadgets and appliances without any upfront payment.

EMIs starting at just Rs. 1,583* – Enjoy budget-friendly instalments that make shopping stress-free.

Added benefits of 20-day delayed EMI – Manage your cash flow better with a grace period before your first EMI payment.

How to buy an iPhone on EMI with the Insta EMI Card

Apple iPhones are popular for their advanced features, but they can be expensive. The Insta EMI Card helps you buy an iPhone on EMI with easy burden.

Steps to buy an iPhone on EMI

1. Visit an Apple-authorised store or an online retailer.
2. Select the iPhone model you want.
3. Choose the Insta EMI Card at checkout.
4. Pick a suitable EMI tenure.
5. Complete the purchase and enjoy your new iPhone.

This option ensures that you can own an iPhone on EMI without affecting your monthly budget.

Eligibility criteria for the Insta EMI Card

Before applying, ensure you meet the following eligibility criteria.

Who can apply?

• Age: 21 to 65 years
• Nationality: Indian citizen
• Income: Regular source of income required
• Creditworthiness: A good financial history increases approval chances

If you meet these conditions, you can apply for the Insta EMI Card instantly.

Tips to maximise your Insta EMI Card benefits

To get the best value from your Insta EMI Card, follow these tips:

• Check your pre-qualified card loan limit – Know how much you can spend before shopping.
• Use zero down payment offers – Save upfront costs and manage your budget better.
• Opt for longer EMI tenures – Reduce monthly instalments for affordability.
• Pay EMIs on time – Maintain a good credit score for future purchases.
• Explore special discounts – Look for partner store deals for added savings.

By following these tips, you can enjoy seamless shopping and financial flexibility.

Additional advantages of the Insta EMI Card

Apart from easy EMIs, the Insta EMI Card offers more benefits.

Key advantages

• No hidden fees – Transparent charges with no extra costs.
• Zero foreclosure charges – Repay your EMIs early without penalties.
• Digital convenience – Manage everything through the Bajaj Finserv app.
• Accepted at 1.5 lakh+ stores – Wide network for easy shopping.

With these advantages, the Bajaj Finserv Insta EMI Card is a great choice for budget-friendly shopping.

Conclusion

The Bajaj Finserv Insta EMI Card is the perfect solution for those who want to shop smartly without financial stress. Whether you are buying an iPhone on EMI, a Xiaomi tablet, or home appliances, this card provides a seamless and flexible payment option.

With instant approval, zero down payment offers, and a pre-qualified card loan limit of up to ₹3 lakh, it is a must-have for hassle-free shopping. Apply today and enjoy exclusive deals with easy EMIs.

Start shopping smarter with the Insta EMI Card now!

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