RuPay credit card offered by AU Small Finance Bank symbolises the power and prestige of an Indian payment network backed by cutting-edge technology.
AU Small Finance Bank
AU Small Finance Bank, India’s leading small finance bank has launched a diverse range of RuPay credit cards tailored to meet the unique needs of various customers. These cards offer an array of benefits, including zero joining fees, fuel surcharge waivers, complimentary airport lounge access, and Buy 1 Get One movie ticket, making everyday spending more rewarding.
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Additionally, customers can enjoy extra privileges such as personal accident cover, access to domestic lounges, and cashback on utility bills and online purchases. With AU Small Finance Bank's RuPay credit card range, experience the power, pride, and prestige of a world-class Indian card, carefully designed to cater to your specific spending requirements.
Rupay Credit Card
RuPay credit card offered by AU Small Finance Bank symbolises the power and prestige of an Indian payment network backed by cutting-edge technology. RuPay cards have zero joining and annual fees. It offer fuel surcharge waivers and lifestyle privileges like domestic lounge access and movie tickets. With high-end security, global acceptance at ATMs and merchants, attractive rewards points, and personalised financial management features, AU's RuPay credit cards deliver convenience, value, and pride in every transaction.
Rupay Credit Card and UPI: Double Benefits
AU Small Finance Bank offers a RuPay credit card that can be integrated with your UPI handle, combining the benefits of digital payments and credit card rewards. Use the credit card for all your daily purchases to earn unlimited cashback, while the attached UPI ID allows quick money transfers without transaction fees.
The payment gets simplified by directly linking the UPI to your bank account. With double rewards across their online and offline spending categories plus seamless UPI convenience, this innovative combo card from AU Small Finance Bank lets you maximise savings while managing your finances wisely. Spend smarter and transfer money instantly on one card!
AU Credit Card Eligibility Criteria
Eligibility Criteria for AU Credit Card include the following points:
- Primary applicant must be an Indian citizen aged between 21 and 60 years.
- Minimum net monthly income of ₹25,000 for metro city residents and ₹20,000 for non-metro residents.
- Salaried individuals must have a minimum annual income of ₹3 lakhs.
- Self-employed professionals should have an annual income of at least ₹1.5 lakhs.
- You should not have previously defaulted on any loan or credit card payment.
- A good CIBIL score depicting past credit behaviour must be approved.
- Overall creditworthiness criteria apply for granting a card to any applicant.
Steps to Apply for a Credit Card Online
The steps to apply for a credit card online are:
- Register on the AU Small Finance Bank website and navigate to the credit card page.
- View all the cards the bank offers and select the one that best fits your needs.
- Fill out the online application form with all the required personal, employment, and financial details.
- Scan and upload copies of KYC documents for verification.
- Make payment for processing fees (If required)
You will get an update regarding the status of your application within 24 hours through email or SMS.
AU InstaPay Credit Card
Who doesn’t want to make their UPI and QR payments directly with a credit card? There’s no need to crave any more. Yes, you’ve heard it right! The all-new AU InstaPay credit card offers exactly what you have been craving. Irresistible, isn’t it?
The AU InstaPay credit card truly elevates your UPI game. Let's examine its key specifications.
- Scan and Pay:
You can seamlessly scan the QR code of any merchant and make the payment instantly using your UPI application. All you have to do is link your AU InstaPay card with your AU0101 mobile app (or other UPI application, as the case may be).
- Lifetime Free Card:
The AU InstaPay credit card is a lifetime free credit card. This means you do not have to pay any annual fees for the continued possession of this card. You get to avail all the benefits without any extra cost.
- Interest-Free Period:
Who doesn’t want an added breathing space? Right! The AU InstaPay credit card offers an interest-free period of 48 days for your AU InstaPay credit card transactions. This extended breather allows you to handle your finances on your terms, not the other way around.
The newly launched AU InstaPay credit card is a unique credit card built to provide maximum flexibility and control to customers. The specs covered here offer just a trailer for the myriad benefits that accompany this card.
Conclusion
AU Small Finance Bank offers an array of RuPay credit cards packed with attractive rewards and privileges to meet your diverse spending needs. From fuel surcharge waivers to complimentary movie tickets and unlimited cashback, you get the best of both worlds the power of India's homegrown card network, RuPay, and a globally accepted payment solution, UPI.
With multiple RuPay cards to choose from, tailored benefits, a seamless application process, and world-class service, AU Small Finance Bank makes it easy and rewarding to apply for your customised RuPay credit card!
FAQs
What are the fees on AU SFB’s RuPay credit cards?
The RuPay credit cards of AU SFB do not charge joining or annual fees. However, other charges, such as interest and late fees, apply.
What are the eligibility criteria?
The eligibility criteria include a minimum income of ₹3 lakhs per annum (for salaried persons) and a good credit score. KYC documents like ID proof and address proof are also required.
How can I register a payment dispute?
You can report unauthorised transactions or register disputes through net banking or the AU SFB mobile app, AU0101. You can also call customer care or visit the nearest branch.
Disclaimer: The information provided on the Website does not constitute investment advice, financial advice, trading advice, or any other form of advice, and you should not interpret any of the financial content as such. Please conduct your own due diligence and consult with a financial advisor before making any investment decisions. Midday does not endorse or promote any such activities, and you access them at your own risk, fully understanding the monetary and legal consequences involved. Midday shall not be held responsible for any losses you may incur as a result of using any such apps or websites.
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