The Bajaj Finserv Insta EMI Card stands out as a powerful tool in this new landscape, offering a blend of convenience, flexibility, and financial prudence.
Bajaj Finserv Insta EMI Card
Experience flexibility, affordability, and the opportunity to enhance your credit score when you book tickets for a holiday plan or because you’re responding to last-minute travel needs.
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Have you been doom-scrolling stunning photographs and reels of dream destinations on your social media feed? Perhaps you're wondering how big a dent the airfare would make in your savings? Now imagine jetting off on your dream vacation without the pressure of paying the entire airfare upfront. Sounds too good to be true?
With the rise of BNPL or 'Buy Now, Pay Later' options, this can be your reality in just a few clicks with innovative solutions like the Bajaj Finserv Insta EMI Card.
BNPL: The smart alternative for budget travellers
Whether it's an impromptu trip to meet family, a business flight, or a long-awaited holiday, booking air tickets on EMI is becoming popular. By allowing travellers to split their air ticket on EMI, BNPL options have made flying more accessible than ever before.
By spreading the cost of your flight over time, instead of paying the entire amount upfront, you can choose a repayment plan that fits your budget. This flexibility is particularly appealing to those who want to seize great deals or need to travel on short notice.
Both frequent flyers and occasional vacationers are drawn to the idea of planning trips without the stress of immediate lump-sum payments. It's a win-win situation – airlines fill seats, and travellers no longer need to dip into their savings or delay their trips.
Why use the Bajaj Finserv Insta EMI Card for air ticket bookings
As the demand for BNPL options in the travel sector continues to skyrocket, the Bajaj Finserv Insta EMI Card emerges as a standout player in this space. With a generous pre-approved credit limit of up to Rs. 3 lakh, cardholders can book flights confidently, knowing they have the spending power to cover their journey.
Many credit cards also offer the opportunity to purchase your air ticket on EMI. However, traditional credit cards may charge high interest rates, which you can avoid with the Insta EMI Card. You pay the ticket price, split into easy, low-cost monthly instalments. The transparency in pricing allows you to budget for your trip with confidence.
The flexibility in repayment terms is another major advantage. Whether you prefer to clear your dues quickly or spread them out over a longer period, the choice is yours. The Insta EMI Card offers tenures between 1 and 60 months and comes with nil foreclosure charges. This level of control over your finances is particularly valuable when planning multiple trips or managing other expenses alongside your travel costs.
Booking your air ticket on EMI with Insta EMI Card
The Insta EMI Card is widely accepted across various travel platforms, ensuring a smooth booking experience, free from complicated procedures or hidden charges. The process is user-friendly and straightforward:
- Select your desired flight(s) on a partner travel website or airline portal.
- Proceed to the payment page and choose the Bajaj Finserv Insta EMI Card as your payment option.
- Choose an EMI tenure that aligns with your financial situation and monthly budget.
- Review the transaction details and confirm your booking by completing the nominal upfront payment.
Insta EMI Card benefits beyond air travel bookings
It's worth highlighting that the Bajaj Finserv Insta EMI Card can be used for a wide variety of purchases across numerous categories and has an extended reach. It is accepted on all major e-commerce platforms and at over 1.5 lakh partner stores in 4,000+ Indian cities. This extensive network makes it an ideal financial tool for all your shopping and travel-related expenses.
If you use your Insta EMI Card for in-store purchases during festive seasons, you can take advantage of zero down payment offers at partner stores. This means you can bring home your desired purchases without spending a single rupee upfront.
Eligibility criteria and application process
To take advantage of the Insta EMI Card benefits, you'll need to meet the eligibility criteria to qualify:
- Nationality: Indian
- Age: Between 21 and 65 years
- Income: Regular income source required
- Credit Score: At least 720
- Valid documentation: PAN card, Aadhaar card for KYC, address proof, bank account information and IFSC code for e-mandate registration.
Do you meet these requirements? Then you can apply for your Insta EMI Card either online or offline.
Online application process
- Visit the official Bajaj Finserv website
- Enter your mobile number and complete the OTP verification
- Fill out the application form
- Complete KYC verification using Aadhaar or DigiLocker
- Pay the one-time joining fee of Rs. 599
- Set up e-mandate registration for card activation
Offline application process
- Visit a Bajaj Finserv partner store
- Take the assistance of a store representative to apply
- Provide necessary documents for verification
- Pay the joining fee upon approval
With these simple steps, you could soon be on your way to booking your next flight with ease and flexibility.
Boosting your credit score with EMI payments
Beyond the immediate benefits of convenient air ticket purchases, using the Insta EMI Card responsibly can have positive long-term effects on your financial health. Each timely EMI payment contributes to building a strong credit history, potentially boosting your credit score over time.
A robust credit score opens doors to better financial opportunities in the future. It can lead to more favourable loan terms, higher credit limits, and an overall stronger financial standing. By viewing your travel expenses through this lens, you're not just planning a trip – you're investing in your financial future.
Why BNPL options with the Insta EMI Card are perfect for last-minute travel plans
Life doesn't always give us the luxury of advance booking, and unexpected situations may require immediate travel. In such scenarios, having access to a substantial credit limit can be a lifesaver.
Whether a family emergency or an urgent work trip, the Insta EMI Card allows you to book your flight without delay. You can address the immediate need to travel and worry about the payment logistics later, spreading the cost over a period that works for you.
This flexibility in planning extends beyond emergencies. It empowers you to take advantage of flash sales or last-minute deals that might otherwise be out of reach. By removing the constraint of immediate full payment, the card opens up a world of opportunities that align with your aspirations rather than your current bank balance.
The ability to book air tickets on EMI represents a significant shift in how we approach travel finances. By embracing this BNPL option, you're not just simplifying your travel bookings – you're taking control of your financial journey. The Bajaj Finserv Insta EMI Card stands out as a powerful tool in this new landscape, offering a blend of convenience, flexibility, and financial prudence.
So why wait? Consider applying for the Bajaj Finserv Insta EMI Card today and start exploring the world on your own terms.
Disclaimer: The information provided on the Website does not constitute investment advice, financial advice, trading advice, or any other form of advice, and you should not interpret any of the financial content as such. Please conduct your own due diligence and consult with a financial advisor before making any investment decisions. Midday does not endorse or promote any such activities, and you access them at your own risk, fully understanding the monetary and legal consequences involved. Midday shall not be held responsible for any losses you may incur as a result of using any such apps or websites.
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