Buy Now, Pay Later: How to Get Mobile on EMI without Credit Card at Big Billion Sale

The Insta EMI Card opens up a world of EMI options for those who either don't qualify for or prefer not to use traditional credit cards.

Invest in a stress-free shopping experience where buying now and paying later is not just possible, but also incredibly simple.

The perfect time to upgrade your mobile is coming up: the Flipkart Big Billion Days Sale is around the corner, offering the latest mobiles at unbeatable prices. But what if you don’t have a credit card? The Bajaj Finserv Insta EMI Card is here to make your purchase smooth, affordable, and stress-free.

How to get mobile on EMI without credit card

For years, credit cards have been the go-to for EMI purchases, leaving many potential buyers out in the cold. But not anymore! With the Bajaj Finserv Insta EMI Card, you can easily get a mobile on EMI without credit card and convert your purchase into easy, interest-free monthly instalments without a credit card. This innovative financial tool provides unmatched flexibility during sales like the Big Billion Days.

The Insta EMI Card opens up a world of EMI options for those who either don't qualify for or prefer not to use traditional credit cards. It's designed with simplicity in mind, making EMI purchases accessible to a broader range of consumers. This card eliminates the complexities often associated with credit cards, such as high interest rates and annual fees, focusing instead on providing straightforward and flexible EMI options for your purchases.

How the Insta EMI Card simplifies your Big Billion Days Sale purchases

The Bajaj Finserv Insta EMI Card is designed for people who want the benefit of instalment payments without the hassle of handling a traditional credit card.

With a pre-approved loan limit of up to Rs. 3 lakh, you have significant purchasing power at your fingertips. This means you can confidently browse those high-end smartphones without worrying about immediate full payment. It's perfect for your Big Billion Sale purchases. The sale often features limited-time deals and flash sales. With your pre-approved limit, you can make quick decisions without scrambling for funds or missing out on the best offers. And, thanks to Low Cost EMI options, you needn't worry about hidden costs.

Accommodating various financial situations is where the Insta EMI Card shines. With repayment tenures ranging from 1 to 60 months, you have the power to tailor your EMIs to your specific needs.

This flexibility is particularly beneficial when purchasing mobile phones, which can vary significantly in price. For a mid-range phone, you might opt for a shorter tenure with slightly higher monthly payments. On the other hand, if you're eyeing a top-of-the-line model during the Big Billion Sale, a longer tenure can make those premium devices more accessible by reducing the monthly outlay.

One of the standout features of this card is its wide acceptance. Not only can you use it on Flipkart during the Big Billion Sale, but it's also accepted across major e-commerce platforms and at over 1.5 lakh brick-and-mortar partner stores in more than 4,000 Indian cities. This versatility ensures you're not limited to a single retailer or sale event.

Step-by-step guide to buying a mobile on EMI with the Bajaj Finserv Insta EMI Card

• Browse the available mobile phones during Flipkart's Big Billion Days Sale and choose your preferred model.
• During checkout, select the Bajaj Finserv Insta EMI Card as your preferred payment method.
• Select a repayment period between 1 month and 5 years that suits your monthly budget.
• Complete the payment to convert the purchase into affordable EMIs.

After your purchase, you'll receive a confirmation detailing your EMI plan. This includes the instalment amount and the repayment schedule, helping you plan your budget effectively.

This streamlined process eliminates the usual hurdles associated with EMI purchases. There's no need for credit card approvals or lengthy application processes - just a quick and simple transaction that gets you your desired mobile phone without the financial strain of an upfront lump sum payment.

Why use the Bajaj Finserv Insta EMI Card for your mobile purchase

• Low Cost EMIs, especially on high-value purchases like smartphones, can lead to substantial savings.
• The flexibility to choose your own repayment tenure allows you to balance your budget while still buying the phone you desire.
• The generous pre-approved limit allows you to shop with confidence by enhancing your purchasing power. There's no need to save up for months or compromise on your desired model.
• The card's extended reach gives you the freedom to shop where you want and take advantage of the best deals.
• Zero foreclosure charges mean there's no need to fear additional costs if you wish to pay off your loan early.
• By paying your monthly instalments on time regularly, you can positively contribute to your creditworthiness and improve your future access to credit.

Applying for your Insta EMI Card

Applying for the Bajaj Finserv Insta EMI Card is a streamlined process requiring minimal documentation. To get your hands on the Insta EMI Card, you must:

• Be an Indian national aged between 21 and 65 years
• Have a regular income source
• Have a credit score of 720 or more
• Furnish valid documentation, including PAN and Aadhaar card, address proof, bank account information and IFSC code for e-mandate registration

The application can be completed both online via the official website or app and offline at a partner store. No matter which you pick, you must complete an application form, submit your documents for verification, and pay a joining fee of Rs. 599 before your card is activated.

Enjoy hassle-free shopping with your Insta EMI Card

The Bajaj Finserv Insta EMI Card transforms the mobile shopping experience, combining the convenience of EMI purchases with the accessibility of a pre-approved limit, all without the need for a traditional credit card. No more worrying about credit scores or high interest rates. Instead, you can focus on finding the perfect mobile that meets your needs and fits your budget.

Don't let the Big Billion Sale pass you by. Apply for your Bajaj Finserv Insta EMI Card today and position yourself to make the most of the incredible mobile phone deals coming your way.

Disclaimer: The information provided on the Website does not constitute investment advice, financial advice, trading advice, or any other form of advice, and you should not interpret any of the financial content as such. Please conduct your own due diligence and consult with a financial advisor before making any investment decisions. Midday does not endorse or promote any such activities, and you access them at your own risk, fully understanding the monetary and legal consequences involved. Midday shall not be held responsible for any losses you may incur as a result of using any such apps or websites.

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