Health insurance: Avoid these mistakes

Ignoring the fine print

Understand key terms like deductibles, copays, and coverage exclusions. Read the fine print carefully and ask questions in case of any confusion

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Thinking you don’t need insurance

Accidents and illnesses can happen to anyone, and the financial burden can be significant. Protect yourself from unexpected costs

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Ignoring the coverage of mental health

Don`t overlook the importance of mental health coverage. Look for plans that cover outpatient therapy sessions with licensed professionals

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Pre-existing condition pitfall

Hiding pre-existing conditions can backfire. Be honest with your insurer to avoid claim denials later

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Price over value

Don`t be swayed by the cheapest plan. Consider the overall value proposition. A slightly more expensive plan might offer more benefits

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